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BELMAR TRAVEL JOURNAL · 9 min

Travel insurance basics

Understand cancellation, medical and baggage cover before buying.

Match medical, evacuation, cancellation and baggage limits to the trip. Read exclusions, excesses and pre-existing-condition rules. A clear plan reduces avoidable cost, stress and last-minute decisions.

01

Plan before booking

Match medical, evacuation, cancellation and baggage limits to the trip.

Match medical, evacuation, cancellation and baggage limits to the trip. Check the written conditions for your exact route and keep the result with the booking.

02

Verify the details

Read exclusions, excesses and pre-existing-condition rules.

Read exclusions, excesses and pre-existing-condition rules. Check the written conditions for your exact route and keep the result with the booking.

03

Prepare for the airport

Declare relevant facts accurately when buying.

Declare relevant facts accurately when buying. Check the written conditions for your exact route and keep the result with the booking.

04

Keep a backup plan

Save the policy, assistance number, reports and receipts.

Save the policy, assistance number, reports and receipts. Check the written conditions for your exact route and keep the result with the booking.

✓

Final checklist

  1. Match medical, evacuation, cancellation and baggage limits to the trip.
  2. Read exclusions, excesses and pre-existing-condition rules.
  3. Declare relevant facts accurately when buying.
  4. Save the policy, assistance number, reports and receipts.

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